Platinum Coverage
No deductibles and the lowest prices on services — two great reasons to go Platinum.
Choose Your Household Type
Three Types of Plans to Choose From
(depending on location and company)
Get coordinated care from doctors and hospitals in the same network through an HMO (health maintenance organization) health plan. Out-of-network services are only covered for urgent or emergency care.
Enjoy flexibility in selecting your doctors and hospitals in your plan's network with a PPO (preferred provider organization) health plan. Out-of-network services are covered, usually at a higher cost.
With an EPO (exclusive provider organization) plan, you can see in-network specialists without getting a referral first, with monthly premiums that are usually lower than those of PPO plans. Restrictions apply to out-of-network services.
Free Preventive Care
Your health plan isn’t just there for you when you’re sick. Stay healthy with free preventive care, vaccines, screenings and more — all at no extra cost to you.
Keeping you healthy is the best medicine.
The same comprehensive benefits covered, but with the lowest copays (the amount you pay for a service) of any metal tier.
Preventive Care
Enjoy free services, like wellness visits and screenings.
Pediatric Care
Free vision care and preventive dental care for children.
Follow-Up Care
Pay just $20 for a home health visit, or 10 percent of your bill.
Doctor Visits
See your doctor for only $15.
Other Services
Low copays on tests ordered by your doctor.
Pharmacy
No drug deductible. Your plan helps cover prescriptions from the get-go.
Things to Know
All Plans Have the Same Great Benefits
They’re different when it comes to how much you pay for premiums and medical services.
Need help applying?
You can get help from a certified enrollment counselor right away. It’s always free and confidential. Talk to someone about your options and have them guide you through the process. You can enroll in person, by phone or online.
Help is available in more than a dozen languages.